Warba Bank - Royal Banking

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Select Offerings for your Exclusive Lifestyle

An exclusive account designed for Warba Bank’s upper affluent customers, Royal Banking offers preferential banking services, and a wide range of financial products dedicated to individuals with a monthly salary of KD 2,500 or more, or a total account balance from KD 100,000 to KD 400,000.

Highly personalized banking experience with a dedicated relationship manager
Enjoy local and international luxury concierge services to cater to your unique lifestyle
Access to dedicated branches designed to enhance your Royal Banking experience

Exclusive Services

Royal Banking customers can increase their daily limits up to KWD 20,000 for POS and KWD 4,000 for ATM withdrawals via the Warba Mobile App.
Dedicated relationship manager
Complimentary local and international luxury concierge services
4 x complimentary limo rides to/from the airport annually
Dedicated branches (Al-Rayah Tower, Kaifan, Adaliya, Avenues, Salmiya, Jaber Al-Ali, Jaber Al-Ahmad)
Earn up to 10% cashback or KD 750 monthly on eligible credit cards.
Priority call center response

Complimentary Safety Box and Chequebook

Enjoy a complimentary safety deposit box rental and complimentary Chequebook for your financial needs.

Royal Banking Mastercard Platinum Debit Card

Unlimited access to over 25 airport lounges
Travel discount via Cleartrip
Up to 10% cashback with Booking.com
Exclusive car rental discounts
Talabat discount
Gamer Pass with Go Gamers
Can be added to digital wallets

Offers on Credit Cards

Free issuance and renewal on one primary charge credit card of your choice: Mastercard World Elite, Mastercard World, or Visa Signature
Free issuance and renewal of one supplementary charge credit card
Free issuance of VISA Prepaid Card
Free issuance of revolving credit card for the first year*

Financing Solutions

Preferential rates on personal finance deals
Up to 24 months grace period on personal finance
0% financing with participating automotive partners
0% medical financing at hospitals and clinics in Kuwait
Special benefits in Warba Bank’s Car Leasing Program

Upgrade & Downgrade Policy

Customers who meet the segment salary criteria for 3 consecutive months will be eligible for an upgrade at the end of the quarter.
Customers who fail to meet the salary criteria for 3 consecutive months will be subjected to a downgrade at the end of the quarter.